[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.klema.sk\/zmenarne-penazi-na-pomalom-ustupe\/#Article","mainEntityOfPage":"https:\/\/www.klema.sk\/zmenarne-penazi-na-pomalom-ustupe\/","headline":"Zmen\u00e1rne pe\u0148az\u00ed na pomalom \u00fastupe","name":"Zmen\u00e1rne pe\u0148az\u00ed na pomalom \u00fastupe","description":"Je pochopite\u013en\u00e9, \u017ee s\u00a0roz\u0161irovan\u00edm euroz\u00f3ny a\u00a0Eur\u00f3pskej \u00fanii v\u00f4bec doch\u00e1dza k\u00a0nahradzovaniu dom\u00e1cich mien jednotnou menou \u2013 eurom a\u00a0teda sa aj vytr\u00e1ca potreba \u013eud\u00ed peniaze v\u00f4bec pri ceste po Eur\u00f3pe zamie\u0148a\u0165. No i\u00a0tak st\u00e1le nach\u00e1dzame krajiny, ktor\u00e9 si svoju menu udr\u017eiavaj\u00fa. Ve\u010f... <a class=\"more-link\" href=\"https:\/\/www.klema.sk\/zmenarne-penazi-na-pomalom-ustupe\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2020-01-17","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.klema.sk\/author\/#Person","name":"","url":"https:\/\/www.klema.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"klema.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.klema.sk\/wp-content\/uploads\/img_a303467_w16752_t1564078837.jpg","url":"https:\/\/www.klema.sk\/wp-content\/uploads\/img_a303467_w16752_t1564078837.jpg","height":0,"width":0},"url":"https:\/\/www.klema.sk\/zmenarne-penazi-na-pomalom-ustupe\/","wordCount":393,"articleBody":"Je pochopite\u013en\u00e9, \u017ee s\u00a0roz\u0161irovan\u00edm euroz\u00f3ny a\u00a0Eur\u00f3pskej \u00fanii v\u00f4bec doch\u00e1dza k\u00a0nahradzovaniu dom\u00e1cich mien jednotnou menou \u2013 eurom a\u00a0teda sa aj vytr\u00e1ca potreba \u013eud\u00ed peniaze v\u00f4bec pri ceste po Eur\u00f3pe zamie\u0148a\u0165. No i\u00a0tak st\u00e1le nach\u00e1dzame krajiny, ktor\u00e9 si svoju menu udr\u017eiavaj\u00fa. Ve\u010f u\u017e len pri ceste k\u00a0na\u0161im susedom do \u010ciech mus\u00edme meni\u0165 eur\u00e1 za \u010desk\u00e9 koruny, smerom na juh za forinty, na sever za zlot\u00e9 a\u00a0pri ceste na Ukrajinu zase potrebujeme ukrajinsk\u00e9 hrivny.\t\u201eV\u010dera Vs dnes\u201cPred p\u00e1r rokmiby sme sa pri ceste do zahrani\u010dia ani nezam\u00fd\u0161\u013eali a\u00a0rovno sa vybrali nav\u0161t\u00edvi\u0165 ak\u00fasi\u00a0 b\u00fadku s\u00a0r\u00f4znojazy\u010dn\u00fdmi n\u00e1pismi v\u0161etk\u00fdmi ozna\u010duj\u00facimi jedno a\u00a0to ist\u00e9 \u2013zmen\u00e1re\u0148. Pr\u00edjemn\u00e1 osoba v\u00a0okienku by n\u00e1m ozn\u00e1mila kurz, ktor\u00fd by sme bu\u010f akceptovali alebo sa presunuli k\u00a0inej b\u00fadke.Av\u0161ak ke\u010f potrebujeme cestova\u0165 dnes,zoberieme si akur\u00e1t tak bankomatov\u00fa kartu, ktorej vyu\u017eit\u00edm u\u0161etr\u00edme \u010das a\u00a0aj peniaze. V\u00a0obchodoch zaplat\u00edme kartou, pri n\u00e1kupe na trhoch si pred t\u00fdm vyberieme z\u00a0bankomatu.No pr\u00e1ve banka \u010dasto neposkytuje ten najv\u00fdhodnej\u0161\u00ed kurz,\u00a0 preto sa obzer\u00e1me aj po in\u00fdch mo\u017enostiach medzi, ktor\u00e9 sa e\u0161te st\u00e1le radia aj zmen\u00e1rne. Bankov\u00e9 poplatky v\u00a0zahrani\u010d\u00ed m\u00f4\u017eu prevy\u0161ova\u0165 mar\u017eu pridan\u00fa zmen\u00e1rnikom, pov\u00e4\u010d\u0161ine s\u00fakromn\u00edkom.Navy\u0161e sa tu objavuj\u00fa aj celkom in\u00e9 mo\u017enosti. Spomedzi nich vynik\u00e1 takzvan\u00e1 PEER-TO-PEER online zmen\u00e1re\u0148. Funguje na priamej v\u00fdmene pe\u0148az\u00ed medzi dvoma osobami v\u00a0dan\u00fdch krajin\u00e1ch.V\u00a0praxi to znamen\u00e1 to, \u017ee Jo\u017eko, ktor\u00fd disponuje eurami si ich zamen\u00ed za libry, ktor\u00e9 mu sprostredkuje John. Takto sa zabezpe\u010d\u00ed minimaliz\u00e1cia poplatkov, ktor\u00e9 s\u00fa odv\u00e1dzan\u00e9 medzi\u010dl\u00e1nkom ako je napr\u00edklad banka, \u010di zmen\u00e1re\u0148.\u00a0Ot\u00e1zne v\u0161ak st\u00e1le zost\u00e1va, \u010di st\u00e1le nepotrebujeme pr\u00e1ve tak\u00fa priamu spojku ako je zmen\u00e1re\u0148. V\u00a0pr\u00edpade n\u00e1hleho nedostatku pe\u0148az\u00ed, \u010di nepr\u00edtomnosti va\u0161ej banky v\u00a0danom meste, bez internetov\u00e9ho pripojenie, zmen\u00e1re\u0148 tak m\u00f4\u017ee zosta\u0165 jedinou mo\u017enos\u0165ou ako pr\u00eds\u0165 k\u00a0hotovosti cudzej meny priamo v\u00a0zahrani\u010d\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zmen\u00e1rne pe\u0148az\u00ed na pomalom \u00fastupe","item":"https:\/\/www.klema.sk\/zmenarne-penazi-na-pomalom-ustupe\/#breadcrumbitem"}]}]